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Health Insurance

Comprehensive health coverage options to protect you and your family's wellbeing. Get the care you need with plans designed for your lifestyle.

Health Insurance

Comprehensive health coverage options to protect you and your family's wellbeing.

Why Health Insurance Matters
Health insurance is essential for financial protection and access to quality healthcare.

Financial Protection

Shield yourself from high medical costs and unexpected healthcare expenses.

Preventive Care

Most health plans must cover preventive services without charging a copayment or coinsurance, even if you haven't met your deductible.

Peace of Mind

Enjoy life knowing you're covered for medical emergencies and routine care.

Better Health Outcomes

Regular access to healthcare leads to earlier detection and better treatment.

Health Insurance Options

Employer-Sponsored Plans
Group health insurance through your employer

Employer-sponsored health insurance offers comprehensive coverage often at lower rates than individual plans. We can help you understand your benefits and identify any coverage gaps.

  • Lower premiums through group rates
  • Employer contributions reduce your costs
  • Pre-tax premium payments
Individual & Family Plans
Customized coverage for individuals and families

Individual health insurance plans offer flexibility and personalized coverage options. Whether you're self-employed or need coverage outside of employer benefits, we can help.

  • Customizable to your specific needs
  • Potential premium tax credits
  • Coverage that moves with you
Medicare Plans
Coverage options for those 65+ or with qualifying disabilities

Navigate the complexities of Medicare with our expert guidance. We'll help you understand Original Medicare, Medicare Advantage, and supplemental coverage options.

  • Medicare Advantage (Part C) plans
  • Medicare Supplement (Medigap) policies
  • Prescription Drug (Part D) coverage
Supplemental Health Plans
Additional coverage to fill gaps in your primary insurance

Supplemental health insurance provides additional coverage beyond your primary health plan, helping with out-of-pocket expenses and specific health concerns.

  • Dental and vision insurance
  • Critical illness coverage
  • Hospital indemnity plans

Special Considerations

Health Insurance for the Self-Employed
Specialized solutions for entrepreneurs and freelancers

As a self-employed individual, finding affordable health insurance can be challenging. At Garza Insurance Group, we specialize in helping entrepreneurs and freelancers find comprehensive coverage that fits their unique needs and budget.

Individual Marketplace Plans

ACA-compliant plans with potential tax credits.

Association Health Plans

Group coverage through professional associations.

Health Sharing Plans

Alternative options for health cost sharing.

HSA-Eligible Plans

Tax-advantaged savings for medical expenses.

Find the Right Health Insurance Plan Today

Our insurance experts will help you navigate your options and find affordable coverage that meets your needs.